2025 $1345 Stimulus Checks : As of March 2025, there has been no official confirmation of a new $1,345 stimulus check. However, the Internal Revenue Service (IRS) is currently distributing payments of up to $1,400 to qualified individuals who failed to claim the Recovery Rebate Credit on their 2021 tax returns.
Understanding the $1,400 Stimulus Payments
The $1,400 payments are part of the government’s initiative to provide financial support to individuals affected by the COVID-19 pandemic. The IRS identified approximately one million taxpayers who were entitled to the Recovery Rebate Credit but did not claim it on their 2021 tax returns. To address this, the IRS is now sending out automatic payments to eligible recipients.
Eligibility Criteria
To qualify for this payment, individuals must meet specific conditions, including:
- Citizenship Status: Must be a U.S. citizen or a resident alien.
- Income Thresholds:
- Single Filers: Adjusted Gross Income (AGI) up to $75,000 qualifies for the full payment
- Married Couples Filing Jointly: AGI up to $150,000 for full eligibility
- Heads of Household: AGI up to $112,500 qualifies for the full amount
Individuals earning above these limits will see a gradual reduction in payment amounts, and those exceeding $80,000 (single filers), $160,000 (married couples), or $120,000 (heads of household) will not qualify.
- Tax Filing Requirement: Must have filed a 2021 tax return but did not claim the Recovery Rebate Credit.
Payment Distribution Schedule
The IRS began processing and issuing these payments in December 2024, with most recipients expected to receive them by late January 2025. Payments are being distributed through direct deposit or mailed paper checks based on the banking details provided on 2021 tax returns.
Steps to Ensure You Receive Your Payment
If you believe you are eligible but have not received the payment, take the following steps:
- Check Eligibility – Review your 2021 tax return to confirm you meet the income requirements and did not claim the Recovery Rebate Credit.
- Track Payment Status – Use the IRS “Get My Payment” tool to verify the status of your stimulus check.
- Contact the IRS – If the expected payment has not arrived, reach out to the IRS for assistance.
Filing a 2021 Tax Return for Unclaimed Stimulus Payments
For those who did not file a 2021 tax return, there is still an opportunity to claim the Recovery Rebate Credit:
- Deadline – You must file your 2021 tax return by April 15, 2025, to claim the credit.
- Filing Methods – You can file electronically using IRS Free File or consult a tax professional to ensure proper submission.
Beware of Scams
Scammers often attempt to exploit stimulus programs. Protect yourself by:
- Recognizing Official Communications – The IRS does not request personal or financial details via email, text messages, or phone calls.
- Using Secure Channels – Always verify information through official IRS sources before taking any action.
Final Thoughts
While there is no official confirmation of a new $1,345 stimulus check, eligible individuals may still receive up to $1,400 through the Recovery Rebate Credit if they meet the necessary criteria. Reviewing past tax filings and ensuring eligibility is crucial to claiming the payment. For the latest updates, always refer to official IRS communications.
